Effective as of July 03, 2025
At Lending Gurus, LLC, your privacy matters. We’re committed to protecting your personal information and ensuring transparency in how we collect, use, and share your data. This Privacy Policy explains our practices when you use our website, submit an application, or otherwise engage with our services to connect with third-party lenders.
Information We Collect
We may collect the following types of information:
- Personal Information:
- Name, address, phone number, and email
- Social Security number, date of birth, and government-issued ID
- Bank account and financial details
- Business name (DBA and legal entity), industry, revenue, ownership details
- Supporting documents for identity or income verification
- Usage Information:
- Device and browser information, IP address
- Pages visited, time on site, and other interactions
- Cookies and other tracking technologies (see Section 7)
- Information from Third Parties
- Credit bureaus, business verification services, and referral partners
- Public databases and social media platforms
- Lenders or service providers you connect with through our platform
How We Use Your Information
We use your information to:
- Match you with lending partners and submit applications on your behalf
- Process and support your loan or financing requests
- Conduct identity verification and eligibility checks
- Communicate with you via email, phone, and SMS
- Comply with legal and regulatory obligations
- Improve our website, marketing, and customer experience
- Prevent fraud and unauthorized access
How We Share Your Information
We may share your information with:
- Lending partners and financial institutions to evaluate and process your application
- Service providers (e.g., identity verification, analytics, marketing, document management)
- Regulatory bodies or law enforcement, if required by law
- Affiliated entities and referral partners, where appropriate and disclosed
- Other third parties only with your consent or at your direction
We do not sell your personal information. However, we may engage in digital marketing activities that fall under “sharing” as defined by state privacy laws. See Section 8 for your opt-out rights.
Blanket eConsent Statement
By using our site, submitting a form, or engaging with our services, you:
“Consent to receive communications, disclosures, and agreements electronically from Lending Gurus and its lending partners. This includes application documents, loan terms, e-Sign disclosures, and notices related to your request. You also authorize us to share your information with third-party lenders for the purpose of evaluating and processing your application.”
This electronic consent applies to all interactions unless you withdraw your consent by contacting us (note: doing so may limit our ability to provide services).
Data Security
We use industry-standard safeguards to protect your information, including:
- Encrypted communications (SSL/TLS)
- Restricted access to sensitive data
- Ongoing monitoring and vulnerability management
However, no system is 100% secure. Please contact us immediately if you suspect any unauthorized access to your information.
Your Choices
You have the right to:
- Opt out of marketing communications
- Request access to or correction of your personal data
- Delete your data (subject to applicable legal obligations)
- Withdraw eConsent (though this may affect your ability to complete applications)
To exercise any of these rights, contact us at chris@lendinggurus.com or 707-234-5292.
Cookies and Tracking
We use cookies and similar technologies to:
- Improve site functionality and security
- Understand user behavior and traffic patterns
- Deliver personalized marketing
You can manage cookie preferences in your browser.
California Privacy Rights (CCPA)
If you are a California resident, you have additional rights:
- Right to Know what personal information we collect, use, and share
- Right to Delete your personal information
- Right to Opt Out of “selling” or “sharing” personal data
- Right to Non-Discrimination for exercising your rights
To make a request, contact us at chris@lendinggurus.com.
Changes to This Policy
We may update this policy periodically. Material changes will be posted on our website with a new effective date.
Contact Us
If you have questions about this Privacy Policy, contact:
Lending Gurus, LLC
3017 Douglas Boulevard, Suite 300
Roseville, CA 95661
Email: chris@lendinggurus.com
Phone: 707-234-5292